OYB provides information about and access to accounts and financial services provided by OYB, N.A. and its affiliates in the United Kingdom and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United Kingdom.
Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by OYB. Your country of citizenship, domicile, or residence, if other than the United Kingdom, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by OYB unless otherwise indicated.
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of OYB's web sites and systems including but not limited to unauthorized entry into OYB's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by OYB and/or its affiliates. Investment services are not bank deposits or insured by the FDIC or other entity, and are subject to investment risks, including possible loss of principal amount invested.
The information and materials contained in this site, including text, graphics, links or other items are provided "as is", "as available". OYB does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.
In no event will OYB be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if OYB, or representatives thereof, are advised of the possibility of such damages, losses or expenses.
All information submitted to OYB via this site shall be deemed and remain the property of OYB and OYB shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides OYB through this site. OYB shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the OYB entity having the direct customer relationship or as otherwise specifically agreed or required by law.
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.